PRIVATE LUXURY CAPITAL
A discreet funding house where fine jewelry and timepieces
become strategic capital.
Where your jewelry = money.
about
Our Vision
Xammany Luxury gives accomplished individuals intelligent and private access to capital.
Our vision is a world where luxury assets move with purpose, strategically and entirely on the client’s terms.
We treat luxury assets as strategic instruments, activated quietly, efficiently and with complete discretion.
Your luxury is discreet access to capital without noise, judgment or exposure.
Our Expertise
"This Isn’t Just About Jewelry. It’s About Trust."
Xammany Luxury operates as a private liquidity house, not a retail store or pawn shop. Services are provided by appointment only and designed for clients who value discretion, speed and intelligent use of assets.
Led by a founder Xammany Vongratsamy with decades of experience inside the wor
"This Isn’t Just About Jewelry. It’s About Trust."
Xammany Luxury operates as a private liquidity house, not a retail store or pawn shop. Services are provided by appointment only and designed for clients who value discretion, speed and intelligent use of assets.
Led by a founder Xammany Vongratsamy with decades of experience inside the world’s most respected luxury houses, serves a limited number of private clients worldwide.
.jpg/:/cr=t:39.12%25,l:2.83%25,w:94.34%25,h:53.07%25/rs=w:365,h:365,cg:true,m)
Our Commitment
Our Commitment
Client First
Every decision is made in service of the client’s long-term interests.
Independent Judgment
Guidance is unbiased, disciplined and free from transactional pressure.
Private Execution
Matters are handled discreetly, without exposure or unnecessary visibility.
Respect for Legacy
Assets are treated with care, context and consideration beyond price.
services
BUY-BACK OPTION
LUXURY LOAN
HOW IT WORKS
This loan is designed to provide short-term liquidity without selling. Buy-back allows you to access capital today while preserving the option to reclaim your asset later. The process is private, documented and structured around your timeline.
HOW A VIP APPOINTMENT WORKS
1. Private Review
We meet by appointment to rev
LUXURY LOAN
HOW IT WORKS
This loan is designed to provide short-term liquidity without selling. Buy-back allows you to access capital today while preserving the option to reclaim your asset later. The process is private, documented and structured around your timeline.
HOW A VIP APPOINTMENT WORKS
1. Private Review
We meet by appointment to review your item, discuss your goals and confirm fit—confidentially and without pressure.
2. Market Analysis
Your asset is evaluated based on brand, condition, documentation, and current market demand. Valuation is explained clearly.
3. Simple Buy-Back Terms
If this option is a good fit, we will explain a buy-back plan that shows:
- The cash amount you receive
- The monthly fee, charged every 30 days
- Your right to buy your item back as long as payments stay current
If payments are late for a total of 60 days (not required to be in a row), the item will be considered forfeited.
As long as your account is in good standing, you may repurchase your item at any time.
Everything is explained clearly before you proceed—no surprises, no hidden terms.
4. Secure Handling
Your asset is stored securely and insured for the duration of the agreement.
5. Reclaim or Release
At any time within the agreed term, you may repurchase your asset by fulfilling the buy-back terms—or choose to release it.
Key Notes
- No retail environment
- No obligation to proceed
- Terms are documented and explained before execution
Discretion, clarity, and control—by design.
- No credit checks
- Clear buy-back option
- Secure, Insured Bank Storage
- Every 30 Days Low Monthly Fee
Best for: developers, investors, high-profile, entrepreneurs & crypto traders
Note from Xammany
"I created the Buy-Back structure for clients who value control as much as liquidity.
Not every asset should be rushed to market and not every need for capital requires a permanent decision.
A Buy-Back allows access to liquidity while preserving the option to reclaim what holds personal, financial, or generational significance.
The terms are clear. The timeline is defined. The process is handled quietly and without exposure.
This structure is offered selectively and only when it serves the client’s long-term interests.
30 Days Montly Fee
HOW THE MONTHLY FEE WORKS
- Your loan runs in 30-day cycles
- A monthly loan fee is due every 30 days
- The fee keeps your loan active and preserves your Buy-Back option to retain ownership. Fees are not prorated
PAYMENT MADE SIMPLE
- Zelle to (728) 777-6657 Xammany LLC
- Wire Transfer to Xammany LLC
CHASE JP Morgan
19495 Biscayne Blvd., Aventura, FL 331
HOW THE MONTHLY FEE WORKS
- Your loan runs in 30-day cycles
- A monthly loan fee is due every 30 days
- The fee keeps your loan active and preserves your Buy-Back option to retain ownership. Fees are not prorated
PAYMENT MADE SIMPLE
- Zelle to (728) 777-6657 Xammany LLC
- Wire Transfer to Xammany LLC
CHASE JP Morgan
19495 Biscayne Blvd., Aventura, FL 33180
Acct: 700900379
Routing: 021000021
BUY-BACK YOUR ITEMS
- You may reclaim your item at any time while the loan is active by paying on time
- The original loan amount plus all outstanding monthly fees
ONCE PAYMENT IS CONFIRMED
- Your item is returned to you
- Please allow 24–48 hours for secure delivery to your home
IF YOU DECIDE CANCEL THE BUY-BACK TO LET GO OF THE ITEM
- If you choose not to continue or miss payment beyond the 60-days grace period
- The item becomes the property of Xammany Luxury
- You owe nothing further
- The transaction is complete and final
Sell My Jewelry
Sell My Jewelry
Sell My Jewelry
DIRECT SALE
HOW IT WORKS
A direct sale is for clients who are ready to let go completely and move forward with clarity.
The process is final, respectful and handled privately from start to finish.
HOW A VIP APPOINTMENT WORKS
1. Private Review
We meet by appointment to review your item, understand your intent and confirm suitability—without pres
DIRECT SALE
HOW IT WORKS
A direct sale is for clients who are ready to let go completely and move forward with clarity.
The process is final, respectful and handled privately from start to finish.
HOW A VIP APPOINTMENT WORKS
1. Private Review
We meet by appointment to review your item, understand your intent and confirm suitability—without pressure or expectation.
2. Market Valuation
Your asset is evaluated based on current market demand, brand, condition and documentation. The offer is explained clearly.
3. Clear Offer
You receive a straightforward purchase offer. You may take time to decide—there is no obligation.
4. Immediate Execution
If you accept, documentation is completed and payment is issued securely and promptly.
5. Closure
The transaction is private, final and complete allowing you to move forward without ongoing commitments.
Key Notes
- Immediate payment
- No buy-back
- No ongoing fees or future obligations
- Honest valuation
Best for: divorcees, heirs, retirees, international clients, major lifestyle changes & transition
Note from Xammany
Trust is not claimed.
It is demonstrated through judgment, discretion and consistency.
Xammany Luxury provides private consultations grounded in decades of hands-on experience across the highest levels of the fine jewelry and watch industry.
Each evaluation is conducted with precision, independence and a clear understanding of true market value.
Our role is not to sell urgency or promise outcomes.
It is to offer clarity so decisions can be made confidently and on your terms.
Special Order
Sell My Jewelry
Sell My Jewelry
PRIVATE SOURCING
HOW IT WORKS
Rare pieces. No waitlists.
- Watches & jewelry
- No Waitlist
- Private network access
- Deposit requires
Private sourcing is designed for clients seeking rare, high-demand pieces without public waitlists, uncertainty or exposure.
This service is discreet, relationship-driven and available by request only.
HOW A VIP APPOINTM
PRIVATE SOURCING
HOW IT WORKS
Rare pieces. No waitlists.
- Watches & jewelry
- No Waitlist
- Private network access
- Deposit requires
Private sourcing is designed for clients seeking rare, high-demand pieces without public waitlists, uncertainty or exposure.
This service is discreet, relationship-driven and available by request only.
HOW A VIP APPOINTMENT WORKS
1. Private Consultation
We meet by appointment to understand exactly what you’re seeking—brand, reference, condition and timeline—confidentially.
2. Feasibility Review
We assess market availability, sourcing pathways, and realistic pricing based on current global demand.
3. Sourcing Strategy
If viable, we outline the sourcing approach, estimated timeframe and deposit requirement to proceed.
4. A Private Equity Asset
Once secured, the piece is authenticated and verified before completion.
5. Secure Delivery
The item is delivered privately, with discretion and documentation handled properly.
Key Notes
- Premium pricing reflects access and speed
- No public waitlists
- Deposit required to initiate sourcing
- Availability is not guaranteed
- Access is the value
Best for: Elite Clients and collectors who can afford rarity at a premium price
Note from Xammany
I’ve spent my career working where precision matters,
in engineering, in fine jewelry and inside the world’s most respected luxury houses.
Today, I work privately with clients who want unique high luxury items that carry both value and meaning.
My role is not to rush decisions or create pressure, but to offer independent judgment so you can move forward with confidence.
Luxury deserves to be handled quietly, thoughtfully and on your terms.
That is the standard behind every conversation.
Accepted Collateral
THE XAMMANY VIP STANDARD
This is not a retail visit. It’s a private capital and valuation consultation designed for clients who value:
- Discretion over exposure
- Speed without pressure
- Expertise without noise
- Clear options, handled properly
ACCEPTED COLLATERAL
- Fine jewelry (signed and high-grade pieces)
- Luxury watches (Rolex, Patek, AP, and comparable)
- Diamonds 1.0ct+ (loose or set)
- Gold (including broken pieces)
- High-value assets only.
HOW IT WORKS
1. Private Review
Send details securely. We confirm fit quickly.
2. Market Valuation
Transparent, data-backed valuation—not guesswork.
3. Funds Released
Same-day funding when approved. Secure storage and documented terms.
WHAT MAKES THIS DIFFERENT (Anti-Pawn, Pro-Trust)
THE XAMMANY STANDARD
- Private, appointment-only service
- Discreet handling and secure storage
- Clear terms and transparent pricing
- Expertise shaped by the world’s top luxury houses
- Designed for clients who protect privacy and time
QUALIFICATION - IS THIS A FIT?
Best fit if you:
- Need liquidity without selling
- Value discretion and speed
- Have high-value jewelry or timepieces
Not a fit if you:
- Are price-shopping pawn counters
- Need retail appraisals for low-value items
- Prefer public marketplace selling
FAQ
How fast can I get funded?
Same-day decisions are possible once assets are verified.
Do I have to sell my items?
No. Loans are secured by collateral. Selling is optional.
Where does the appointment happen?
In the privacy and comfort of your home or office, by appointment only—details confirmed after qualification.
What affects loan value?
Brand, condition, documentation and current market demand.
Final offer is available after in-house evaluation and valid for five business days.
WHAT YOU CAN ACCOMPLISH IN ONE VISIT
Choose what fits—nothing is pushed.
1) Private Capital (Collateral Loan)
Access capital secured by your luxury assets—structured around your timeline.
2) Buy-Back Option
Receive capital today with the ability to reclaim your assets under documented terms.
3) Direct Sale
For clients ready to let go completely, for immediate acquisition, clear valuation and secure payment.
4) Special Order / Sourcing (By Request)
Private access for clients seeking rare pieces without the waitlist.
The appointment will be confirmed after item submission has been approved.
No retail. No pawn counters.
Warranty card, original box and receipt will add value to the offer. These are preferred but not required.
- Patek Philippe
- Rolex
- Audemars Piguet
- Cartier
- F.P. Journe
- Richard Mille
- Omega
- IWC
- Panerai
- Other Luxury Brands are welcome base on condition.
1. Cartier Panthère High Jewelry Rings – Pavé Diamond / Emerald Eyes (White Gold & Yellow Gold) (Top images: full pavé panther heads, emerald eyes)
Why #1
- Iconic Cartier animal motif = blue-chip jewelry
- High diamond carat weight + precious metal
- Strong unisex demand (collectors, men, celebrities)
- Extremely liquid at auction & private resale
Market Reality
- Highest loan value
- Fastest resale
- International demand
Loan Range: $40,000 – $50,000 Max
Notes
- Ultra-high diamond content drives collateral value.
- Bold design adds collectible premium.
- Premium for full set / certified condition.
2. Cartier Love Bracelets (Gold, Diamond & Paved Variants) (Red background Cartier Love stack image)
Why #2
- One of the most liquid jewelry items in the world
- Consistent demand regardless of market cycles
- Easy to authenticate, easy to resell, easy to collateralize
Market Reality
- Slightly lower upside than Panthère
- But fastest cash conversion of all items listed
Estimated Loan Range (by metal & stones)
Yellow/Rose Gold (no diamonds) $4,000 Max
White/Yellow/Rose Gold (small diamonds) $8,000 Max
Full Pavé Diamond Love $25,000 Max
3. Van Cleef & Arpels Alhambra Bracelets – Diamond & Hardstone (Onyx / Malachite / Blue Agate) (Green box + certificate images)
Why #3
- Massive global demand (Asia + Middle East especially)
- Diamonds > hardstone for value
- Condition + full set matter heavily
Market Reality
- Excellent resale
- Slightly softer liquidity than Cartier icons
- Diamonds outperform hardstone by a wide margin
Loan Range: $8,000 Max
Notes
- Diamonds + brand = strong collateral.
- Condition & stone quality matter.
4. Diamond Tennis Bracelet (Non-Iconic Brand) (White/yellow gold tennis bracelet on Tiffany-blue style box)
Why #4
- Value based almost entirely on diamond quality & weight
- No brand premium
- Very competitive market
Market Reality
- Reliable but commoditized
- Loan values conservative
Loan Range: $3,000 – $4,000 Max
Notes
- Subject to diamond quality (cut, color, clarity) and metal.
- Brand can lift value, lack of it reduces it.
5. For custom and non-brand pieces, value is driven by material quality rather than brand or labor costs. Personal customization reflects enjoyment and expression, while market value reflects intrinsic materials and demand.
Why #5
- Craft & Material Assessment
Your jewelry is evaluated based on metal purity, gemstone quality, workmanship, and overall design—not brand name.
- Market Positioning
We explain how your piece is positioned in the secondary market and which options best serve you: private capital, buy-back or direct sale.
- Clear Options
You receive transparent guidance and documented terms based on the chosen path.
- Secure Handling
If you proceed, your piece is handled, stored, and insured with the same standards applied to signed luxury pieces.
Why clients choose us
Independent Judgment
Private consultations. No public listings. No unnecessary exposure.
Outcome Over Urgency
Value is approached deliberately, not rushed.
Selective Engagement
Not every inquiry is accepted. That is by design.
Global Access
Direct relationships with elite buyers, lenders, luxury networks and activated only when appropriate.
Who We Work With
Xammany Luxury is a private liquidity house providing discreet, asset-backed capital and direct acquisitions using fine jewelry and high-end watches for professionals, investors and high-profile clients.
Our service is exclusively designed for discretion and client comfort, that distinct from retail and pawn environments.
We work privately with individuals and families who are navigating meaningful assets across generations.
Our role is not to rush outcomes, but to provide clarity so decisions are made thoughtfully, with confidence and care.
Valuables are protected, insured and professionally managed to provide peace of mind while you focus on what matters most: your life, your family and your freedom.
Xammany Luxury exists for clients who understand that exceptional assets are more than adornment. Whether you are divesting, unlocking liquidity or seeking clarity around value, they are capital that can work for you.
Best for:
Developers, investors, entrepreneurs, professionals and anyone who wants to leverage their luxury assets.
Our elite clients are well-traveled, prefer ease of funding, with discretion and reliable expertise to manage their valuable assets.
With Xammany Luxury Private Asset Funding House, clients can enjoy the freedom to focus on the present and plan for the future.
Our core values are privacy, convenience and security.
Best For: Trust-Fund & Ultra-High-Net-Worth Clients
Elegant solutions for asset management, estate flexibility or opportunistic leverage.
Discreet capital, direct sales and private sourcing for clients who value privacy and speed.
Show More